Initial insurance consultation
We assess your situation — age, program type, university and visa requirements — and explain in plain English whether public (GKV) or private (PKV) student health insurance fits you best.
§34d GewO Licensed · Based in Germany
Your health insurance for studying in Germany — sorted, stamped, visa-ready.
From your first consultation to the Versicherungsbescheinigung in your visa file, we guide international students through German health insurance — public or private — in plain English.
§34dLicensed advisors
5+ yrsAdvisory experience
GDPRCompliant data handling
EN · DESupport languages
Everything your student health insurance needs — one desk.
We focus on one thing only: health insurance for international students in Germany. No distractions, no upselling — just the coverage and documents your visa and university require.
Public health insurance
Enrollment with German statutory insurers for eligible students — we handle the application, coordinate with the insurer and make sure your coverage starts on time for your studies.
Private health insurance
For students over the age limits, language-course or preparatory students, or those who prefer private tariffs — we compare suitable student plans and manage the contracting end to end.
M10 process & issue handling
The electronic M10 notification is how your insurer confirms your status to the university. We take care of the process and chase down any M10 issues that could block your enrollment.
Versicherungsbescheinigung
We make sure you receive the insurance confirmation documents required for German visa processing and university enrollment — issued correctly, on time, and in the format authorities expect.
Compliant data transfer
Your documents contain sensitive personal data. Every transfer between you, insurers and institutions is handled in line with GDPR — securely, transparently, and only with your consent.
From first message to visa file in four steps.
A clear sequence — because German bureaucracy rewards doing things in the right order.
STEP 01 / CONSULT
Free consultation
Tell us about your admission, visa timeline and background. We recommend GKV or PKV and explain exactly why.
STEP 02 / CONTRACT
Contracting
We prepare and submit your application with the chosen insurer and handle all correspondence for you.
STEP 03 / M10
M10 & university
We manage the M10 electronic reporting to your university and resolve any status issues before they delay enrollment.
STEP 04 / DOCUMENTS
Visa documents
You receive your Versicherungsbescheinigung and all confirmations needed for the visa appointment and enrollment.
5+Years in insurance advisory
§34dLicensed under German law
100%Focus on student health insurance
EN/DEAdvice in your language
Success stories from students we've guided.
Over five years, we've helped students from around the world start their studies in Germany with the right coverage from day one.
My visa appointment was in three weeks and I had no idea what a Versicherungsbescheinigung even was. GermanyStudentDesk explained everything, set up my insurance and I had the document in my inbox well before my appointment.
My university enrollment was blocked because of an M10 issue with my insurer. One email to the desk and they sorted it out directly with the insurance company. I could finally enroll without losing my semester.
I was 31 and confused about why public insurance wasn't straightforward for me. They compared private student tariffs honestly, explained the differences, and handled the whole contract. Zero stress.
Admission letter in hand? Let's sort your insurance.
Free initial consultation — no obligation, no jargon.